Your Company

Central

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About

Central Business Applications Inc (“Central”) is a financial technology company and is not a bank. Central partners with Stripe Payments Company for money transmission services and account services with funds held at Evolve Bank & Trust. Central cards are issued by Celtic Bank and serviced by Stripe, Inc. and its affiliate Stripe Servicing, Inc.; Central Business Visa Credit Card is pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Fee Schedule

DescriptionFee
Monthly Account Fee$0
Incoming Domestic Wire$0
Outgoing Domestic Wire$0
Physical Debit Card$0/card
Virtual Debit Card$0/card
ACH Transaction Fee$0
Minimum BalanceNone

Rewards Program

To be eligible for Rewards you must have an active Central Business Deposit Account, agree to the terms of conditions of both Central as well as Stripe, be a Delaware C-Corporation, and must meet all of the following criteria:

  • You must use your Central Business Deposit Account and Central Business Card to be eligible for rewards.
  • You must have received confirmation from Central of your eligibility period for rewards.

Listed Rewards

  • Central’s Software Suite: Customers will receive access to a suite of software services, including fundraising tools, reports, connectivity to HRIS and Payroll software. Access to the software is subject to the Terms & Conditions of the Central software suite.
  • Credits & Discounts: Central may offer credits and discounts to services offered by Central or external partners.

The terms and rewards of the program are subject to change. Central reserves the right to revoke your eligibility for rewards for any reason.

Central partners with Stripe Payments Company for money transmission services and account services with funds held at Evolve Bank & Trust.

Central cards are issued by Celtic Bank and serviced by Stripe, Inc. and its affiliate Stripe Servicing, Inc.

Central has an engagement with Atomic Invest, LLC (“Atomic Invest”), an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account. Investment advisory services are provided by Atomic Invest. Companies engaged by Atomic Invest receive compensation of 0% to 0.85% annualized, payable monthly, based upon assets under management for each referred client who establishes an account with Atomic Invest (i.e., exact payment will differ). Atomic Invest also shares a percentage of compensation received from margin interest and free cash interest earned by customers with Central. Central is not a client of Atomic Invest, but our engagement with Atomic invest gives us an incentive to refer you to Atomic Invest instead of another investment adviser. This conflict of interest affects our ability to provide you with unbiased, objective information about the services of Atomic Invest. This could mean that the services of another investment adviser with whom we are not engaged could be more appropriate for you than Atomic invest.

Neither Atomic Invest nor Atomic Brokerage, LLC (FINRA registered broker-dealer and member of SIPC), nor any of their affiliates is a bank. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including the possible loss of principal.

Before investing, consider your investment objectives and the fees and expenses charged by Atomic Invest and/or Atomic Brokerage. Advisory services through Atomic Invest are designed to assist clients in achieving a favorable outcome in their investment portfolio. They are not intended to provide tax advice or financial planning with respect to every aspect of a client’s financial situation and do not include investments that clients may hold outside of Atomic Invest. For more details about Atomic Invest and/or Atomic Brokerage, please see the Form CRS, Form ADV Part 2A, the Privacy Policy, and other disclosures. Custodial and clearing services are provided to Atomic Invest and Atomic Brokerage by Pershing LLC.

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